Show HN: BudgetGPT – An AI-powered financial advisor that helps you budget
budgetgpt.ioI’ve been working nights and weekends on BudgetGPT – an AI-powered budgeting assistant that helps you plan your money, track spending, and forecast your financial future by chatting like you would with ChatGPT.
Key features:
Using AI to build a budget and ask questions like “How much do I need to have a fully funded emergency fund?” or “How much am I spending on subscriptions?”
Create budgets, get spending insights, and track progress
Pull in your bank data or just type in your income and expenses
Forecast your month with dynamic charts and AI-powered projections
My goal is to make budgeting feel less overwhelming and more like a conversation with a helpful financial coach.
It’s free to try, and I’d love feedback from this community – UX, security, pricing, anything. What would make this more useful to you?
Emergency fund? Multiply your salary by 2. For the rest you have everything with Actual Budget. It's free and open-source, and respects your privacy. Also it's fast and doesn't hallucinate due to its lack of AI, another great feature!
It doesn't have a huge ToS and privacy policy though because it doesn't need that.
https://actualbudget.org/